Employees in different industries may suffer different types of injuries with varying levels of severity. Workplace injuries spark workers’ compensation claims. If you have been injured at work, you must know the right steps to ensure you get the compensation you deserve and can concentrate on your recovery. Your first step is to report the injury to your employer, so they can give you the necessary paperwork to file a claim. Then, you need to see a doctor and get a medical evaluation and treatment. Your employer may recommend a workers’ compensation doctor to check up on you. The following are the steps that follow:
File your Workers’ Comp Claim
Your employer may provide you with paperwork, so you can initiate a claim. However, if your employer refuses, you can file out the forms yourself and submit them to the state’s compensation division. You need to start your claim right away as there is a statute of limitations you need to observe. You only have two years from the date of the injury to file a claim for workers’ compensation in Cedar Rapids. The sooner you initiate a claim, the sooner you can get the compensation you need for your injuries and other damages.
Consult a Personal Injury Attorney
Injuries and accidents that occur in the workplace can be difficult to navigate by yourself. You need to fill out a lot of forms and prepare documents you may not be familiar with. Plus, you may not have knowledge of personal injury law in your state and the workers’ compensation claim process. Because of this, you will need to consult an experienced workers’ comp attorney, especially if your employer does not seem to care about your situation. Your attorney will help you file your claim correctly to avoid delays or denials and represent you in both settlement negotiations and trials. They will review your case and build a strong defense.
Be Mindful of What You Sign
Once the insurance companies get notified about your claim, they will send an insurance claims adjuster to investigate your accident. Then, after considering some facts about your case, they will usually make a lowball settlement offer. As insurance companies want to save money on claims, they will try to offer as little as they can and force you to sign a release of all claims form, which releases them from any liability and obligation to pay out for your damages. However, you should never sign anything without consulting your attorney or without their presence. What you will sign could have adverse effects on your ability to file future claims.